How Much Do I Need Saved to Buy a Home in Brentwood, CA?
If you’re asking, “How much do I need saved to buy a home in Brentwood, CA?”, here’s the reality:
Most buyers need 3%–10%—but many pay less with the right strategy.
Krista Mashore & Jaynlin Slone are real estate agents in Brentwood, California, helping buyers understand the real numbers.
The 3 Main Costs
Down Payment
- FHA: ~3.5%
- Conventional: 3%–20%
- VA: 0%
Closing Costs
- ~2%–3%
Reserves
- 1–3 months recommended
How to Buy with Less Money
- Down payment assistance
- Seller credits
- Lender credits
Many buyers in Brentwood CA spend less than expected.
Common Mistakes
❌ Waiting for 20% down
❌ Overestimating costs
❌ Not exploring programs
FAQ
Do I need 20% down?
No—most buyers don’t.
Can I buy with $10K–$20K?
Sometimes, yes.
Final Thoughts
You likely need less than you think—but a plan matters.
The Mashore Group
Krista Mashore & Jaynlin Slone
44 Sycamore Ave
Brentwood, CA 94513
925-325-4663
