What if I told you… Buyers just like you are getting into homes with way less upfront than you think?
Most buyers I talk to think they need a huge amount of cash to buy.
That’s usually the biggest misconception.
The Truth About Upfront Costs
Yes… buying a home requires money.
But not as much as most people think.
In Brentwood, I regularly see buyers get in with:
- 3%–5% down
- Seller-paid closing costs
- Assistance programs
What This Looks Like in Real Life
One couple I worked with assumed they needed $80K saved.
They bought with:
- About $25K total out of pocket
- Seller credits covering closing costs
- A loan program they didn’t even know existed
Why This Happens
Most buyers rely on:
- Online calculators
- Outdated advice
- What they “heard” from friends
Not actual current deal structures.
Common Mistakes
- Waiting to “save more” instead of exploring options
- Not getting pre-approved early
- Assuming all loans are the same
The Smarter Approach
Find out what your real numbers are.
Not the internet’s numbers.
Because that gap is where most buyers miss opportunities.
The Mashore Group
Krista Mashore & Jaynlin Slone
44 Sycamore Ave
Brentwood, CA 94513
925-325-4663
