Once you find your dream home, we need to make sure you get to move into it. The 10 must not once you’re in escrow on your new home.

Oh my goodness. Over the years, we’ve seen so many buyers make these crucial mistakes after they’ve already gone into escrow with their dream home. Once you go into contract, don’t do any of the following.

Don’t change jobs, become self-employed, or quit your current job. Don’t buy a new car, van, or truck, or you might end up living in it. Don’t use any charge cards or let your accounts fall behind. Be sure not to spend any money you have set aside for closing.

Don’t omit any debt or liabilities from your loan application. Be sure not to buy any furniture, even if the payment is deferred until after closing. Don’t allow any additional inquiries on your credit except for the insurance purposes.

Don’t make any large deposits or take out any large deposits without first checking in with your lender or your agent. Be sure not to change any bank accounts. Don’t cosign on a loan for anyone, no matter what, and be sure to tell your lender if you already are a cosigner for anyone as that debt goes against you.

I hope this helps. We want to make sure that you understand that once you get your home, how to actually close on your home. And remember, don’t forget, it doesn’t cost you anything to use us. We are free. The seller pays for our fees, but we are here to protect you.

— Krista Mashore