You may be able to buy with a score as low as 580—but better scores give you better options.

Krista Mashore & Jaynlin Slone are real estate agents in Brentwood, California, helping buyers understand exactly where they stand.

Credit Score Breakdown

• 740+ → Best rates
• 680+ → Strong options
• 620+ → Conventional loans
• 580+ → FHA loans

Why Your Credit Score Matters

• Affects your interest rate
• Impacts your monthly payment
• Changes your loan options

Even a small increase can save you thousands.

Should You Wait to Improve Your Score?

Buy Now If:

• You’re already near 580–620
• You’re financially stable

Wait If:

• You’re just below a key threshold
• You can improve quickly

FAQ

Is 620 a big milestone?
Yes—it opens more loan options.

Can I buy below 580?
It’s harder—but not impossible.

Final Thoughts

You don’t need perfect credit—just the right plan.

The Mashore Group
Krista Mashore & Jaynlin Slone

44 Sycamore Ave

Brentwood, CA 94513

925-325-4663

<p>The post What Credit Score Do I Need to Buy a Home in Brentwood CA? first appeared on The Mashore Group.</p>

The post What Credit Score Do I Need to Buy a Home in Brentwood CA? appeared first on The Mashore Group.