Most buyers need 3%–10%—but many pay less with the right strategy.

Krista Mashore & Jaynlin Slone are real estate agents in Brentwood, California, helping buyers understand the real numbers.

The 3 Main Costs

Down Payment

• FHA: ~3.5%
• Conventional: 3%–20%
• VA: 0%

Closing Costs

• ~2%–3%

Reserves

• 1–3 months recommended

How to Buy with Less Money

• Down payment assistance
• Seller credits
• Lender credits

Many buyers in Brentwood CA spend less than expected.

Common Mistakes

Waiting for 20% down
Overestimating costs
Not exploring programs

FAQ

Do I need 20% down?
No—most buyers don’t.

Can I buy with $10K–$20K?
Sometimes, yes.

Final Thoughts

You likely need less than you think—but a plan matters.

The Mashore Group
Krista Mashore & Jaynlin Slone

44 Sycamore Ave

Brentwood, CA 94513

925-325-4663

<p>The post How Much Do I Need Saved to Buy a Home in Brentwood, CA? first appeared on The Mashore Group.</p>

The post How Much Do I Need Saved to Buy a Home in Brentwood, CA? appeared first on The Mashore Group.